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Trick takeaways
- Citi Flex Fund allow you to withdraw certain or every one of your own readily available Citi credit credit due to the fact a loan
- Getting their money due to the fact an effective Citi Flex Mortgage gets a predetermined monthly payment and you can fixed interest rate up until your loan is actually paid back into complete
- Citi Flex Funds give enough positives, like maybe not demanding a supplementary difficult borrowing query, however you will need to work with the newest number to be sure it sound right to suit your situation
Playing cards provide a convenient solution to buy informal orders, but really discover usually situations where it’s also possible to favor dollars.
The newest Citi Bend Financing system will be a helpful replacement powering up a balance in your cards getting unexpected expenditures otherwise taking out a charge card payday loans. Cash advances normally want an initial percentage (generally speaking 5 % of your progress number), therefore the money you use will start accruing interest within good higher adjustable rate out-of time one to no sophistication months.
If you’re looking to have a much better option, Citi Fold Fund are worth examining. Here’s how Citi Flex Financing are employed in behavior, several ideas to help you is an excellent choice for your.
What’s a good Citi Flex Financing?
Citi Bend Finance and City Fold Spend are a couple of software you to definitely bring cardholders a whole lot more flexible commission alternatives and you will repaired conditions courtesy Citi’s Citi Flex Plans.
Which have a great Citi Bend Loan, you might sign up for a loan on the eligible Citi card’s credit line during the a predetermined rate of interest. You can also regulate how far you will want to borrow and you may settle on a fixed monthly payment and you may fixed interest rate one to lasts towards life of the mortgage as opposed to completing an alternative software or credit score assessment.
Citi Flex Pay, at the same time, is an adaptable percentage plan for Citi cardmembers which allows qualified charge card orders is repaid over time which have an excellent repaired Apr.
One another Citi Bend Funds and you will Citi Bend Shell out was possibilities after you do a great Citi Flex Plan., Citi’s system offering cardholders more versatile commission alternatives and you can fixed terms.